P.I. Roofing

Roofing Extras

Six Industry Terms You Should Know Before Making an Insurance Claim

If a storm damages your roof, you’ll need to make an insurance claim. Did you know that after these events, policyholders on the same street may not receive the same claim service from the same company? Since property insurance companies aren’t federally regulated, they are diverse in their responses to claims. P.I. Roofing has got you covered. Here are six important terms to know before you make your insurance claim.

1. Insurance Policy

The insurance policy is the contract between you and your insurance company. It tells you exactly what is covered and outlines how you will be paid for damages. It is important to read all of the policy before making a claim so you and your insurance company know what each other’s responsibilities are.

2.Adjuster

Your insurance company employs an adjuster and investigates your claim. They determine whether your claim is covered and decide whether to settle the claim with you. They may be company staff or an independent adjuster. Contrary to popular belief, adjusters are not paid more if you accept a lower estimate. The expertise and accuracy of adjusters can vary widely throughout the industry.

3.Deductible

This is the dollar amount that you must pay before coverage. Your insurance policy outlines your deductible, which you and your insurance company have previously agreed on.

4. Depreciation

Depreciation is the decrease in value due to age, weather exposure or even wear and tear. This is determined using the manufacturer’s expected lifespan for the roofing material. Usually, depreciation begins the day your roof is installed.

5. Replacement Cost

This is the cost of replacing your roof. It is the dollar amount necessary to replace the roof without deducting for depreciation. Your insurance company determines a maximum replacement cost.

6. Actual Cash Value

The value of your roof when the damage occurred. You determine the actual cash value by subtracting the depreciation from the Replacement Cost.

Getting roof damage covered by your insurance company can be a long and arduous process. While each insurance claim is unique, we’ve worked on thousands of claims submitted, processed and paid by insurance companies. By partnering with P.I. Roofing, we can work with you to submit your insurance claim correctly to your insurance company and replace your roof quickly and accurately. So when bad weather strikes, give us a call at 501.812.5164 or go to https://piroofing.com/contact. We are ready 24/7/365 to repair the roof and help you with your insurance claim!

Holiday Decorating Without Damage: Roofing Edition

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It may be the most wonderful time of the year, but between storms, snow and holiday decorations; it can also be a dangerous one for Arkansas roofs. That’s why, in the spirit of the season, P.I. Roofing is gifting you with the tips and tricks for decorating your home without damaging it. Read on to learn what we recommend, and what makes Santa himself say, “Ho Ho NO!”

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Sun Tunnels: Are They Worth It?

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No matter how “natural” bulb manufacturers claim to make fluorescent lights, one thing remains true– they’re hideous. It may sound harsh, but in our opinion, there’s simply no competition between warm and cheerful natural lighting and the drab and dreary artificial. That’s why we love our VELUX tubular skylights, Sun Tunnels. Are they actually worth the hype we give them though? Read on to find out…

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10 Problems– 1 Solution

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Home maintenance is something you might not often think about unless something goes awry. When something does go wrong; though, it’s hard to know who to trust with your biggest investment— your home, that protects what you value most— your family. That’s why we’ve created this handy checklist to make your decisions a little easier.

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Going Under the Awning to Reveal 4 Big Benefits

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Well-placed awnings add more to your home than just curb appeal. They provide a range of both physical and financial benefits for homeowners. In fact, studies show that adding a few awnings is one of the easiest ways to effectively cool your indoor temperature and lower your energy bill by up to 25%.

That’s not all though! Here are three additional reasons awnings are smart additions: Continue reading

Shedding Light on Sun Tunnel

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No matter how many lamps, lights or candles you add to a room, there’s simply no substitution for natural lighting. That’s why P.I. Roofing has recently added a very exciting new product to our arsenal- VELUX Sun Tunnel skylights! These tubular skylights are more than just your average window though. Take a look at our three favorite affects they will make on your home and everyday life.

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Why Your Business Needs GreaseGuard

The roofs of many businesses, particularly restaurants, sustain a significant amount of damages due to the presence of grease, oil and other pollutants. These substances are often emitted onto the rooftop through kitchen exhaust fans, and while the damage can go completely unseen and unnoticed for a significant period of time, when a building owner finally does discover the problem, it’s often costly, or worse, dangerous.

GreaseGuard offers protection against grease and oil by capturing these pollutants in the innovative G2 GreaseGuard Rooftop Defense System. This cutting-edge system is noncombustible, rainproof and structurally sound, giving business owners peace-of-mind in the safety and stability of their roofs. Read on to learn how. Continue reading

Arkansas’ Greatest Roof Heroes

Last week we laid out the deadliest dangers that pose a threat to your roof. Some were the obvious ones that you knew were villains at the very beginning of the movie. Some were definitely the sneaky kind, the ones that make you gasp at the plot twist.

You can view that blog here before we move on to the good guys.

We had six roof enemies that we discussed, so for each one we’ll give you the heroic acts you or your roofing company can do to start preventing their victory or gain the upper hand.
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